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The third Monday in January was coined “Blue Monday” several years ago when it was decided that it represented the saddest day of the year for people.

It gained this reputation was for a few reasons: At this point in January, the weather is a bit glum, the days are a bit dark and people are feeling a little financially strapped after over-spending during the holidays. Having those credit card bills roll in can certainly leave the best of us feeling a little unenthusiastic.